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Free AI contract generator: a full draft in minutes

Describe the agreement you need in plain English, answer a few quick questions, and Initialed AI drafts a complete contract for your situation and state, usually in two to five minutes. Sign up free; your first full draft each month is on us.

Free account No credit card Draft in 2–5 min
From idea to draft
  1. 0:00Describe the deal in a sentence
  2. ~1 minAnswer a few quick questions
  3. 2–5 minA complete, editable contract

Drafting time varies with length. You can leave the page; the draft is saved to your account.

Is there a free AI contract generator?

Yes. Initialed AI drafts a complete contract from a plain-English description for free once you create a free account, with no credit card. The draft opens as a preview; your monthly free credit unlocks one full draft to edit and export to Word. Extra drafts cost one credit each.

Updated October 19, 2026

What’s free, exactly

What you getFreeBeyond free
Preview a contract’s top risksFree, no sign-up—
Draft a contract from a descriptionFree with an account (locked preview)—
Full review or unlocked, exportable draft1 free credit every month1 credit each
Ask questions about the contractIncludedIncluded

The free Starter plan is $0 forever. Drafts you start from ChatGPT open free and in full once the Initialed AI plugin is listed there.

How free drafting works

1

Describe what you need

For example: “An NDA for a freelance designer I’m hiring in Texas” or “A month-to-month room rental in California.”

2

Answer a few questions

Initialed AI asks only what it needs, such as names, dates, payment and which state’s law applies.

3

Edit and export

The finished contract opens in an editor with fill-in fields. Unlock it with your free monthly credit and export to Word.

Common contracts people draft

NDAs

Mutual or one-way, with a sensible term and carve-outs for what you already knew.

Freelance and service agreements

Scope, payment schedule, IP ownership and a kill fee, written for your side.

Leases and rentals

Residential and room rentals that follow your state’s deposit and notice rules.

Small business basics

Independent contractor agreements, consulting agreements and simple vendor terms.

Frequently asked

Is the AI contract generator free?

Drafting is free with a free account and no credit card. Each draft opens as a preview, and the free plan includes one credit a month to unlock a full draft for editing and Word export. Extra drafts cost one credit each.

How long does it take to draft a contract with AI?

Usually two to five minutes after you answer the intake questions. Longer agreements take a little more time, and you can leave the page while it works.

Are AI-generated contracts legally binding?

A contract’s enforceability depends on its terms, the parties and the law that applies, not on who typed it. Initialed AI drafts to your state’s rules, but it is not a law firm; for a high-stakes agreement, have a qualified attorney check the final version.

Can I edit the draft?

Yes. The draft opens in an editor with fill-in fields for names, dates and amounts. You can also ask questions about any clause and export to Word.

Is this the same as a free contract template?

No. A template is a fixed form you fill in. Initialed AI writes the contract around your description and answers. If you prefer a template, free state-by-state templates are on the templates page.

Your next contract, drafted in minutes.

Describe it in plain English and get a complete draft. Free account, no credit card.

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