New York's Freelance Isn't Free Act turns a written agreement into a legal requirement once you hire a freelancer for $800 or more, alone or combined over 120 days. The contract must spell out the parties, services, pay and due date, late payment can mean double damages, and construction and trucking workers are presumed employees unless specific tests are met.
Describe your situation below for a custom contract, add one you already have to review it for risks, or download the free template.
Describe the agreement you need in plain English, or drop a PDF or Word file. Free to start.
Under New York State's Freelance Isn't Free Act, effective August 28, 2024, you must give a written contract to any freelancer you hire for $800 or more, alone or combined over 120 days. It must list the parties, services, pay rate and method, and payment due date. Keep it for six years.
N.Y. General Business Law Art. 44-A (Freelance Isn't Free Act)
Freelancers must be paid by the contract due date or, if none is set, within 30 days after the work is completed. Late or unpaid freelancers can sue for double damages plus attorney's fees, and retaliation is prohibited. New York City has its own similar Freelance Isn't Free law enforced by the city.
N.Y. General Business Law Art. 44-A; NYC Admin. Code Sec. 20-927 et seq.
For unemployment insurance, New York generally looks at whether you control the results and the means of the work. Factors include who sets hours, provides tools, trains, and whether the worker serves other clients. A written contractor agreement is considered but is not controlling.
N.Y. Labor Law Art. 18 (Unemployment Insurance Law)
Workers in construction and commercial goods transportation are presumed to be employees unless an ABC-style test or separate business entity test is met. Willful misclassification can bring civil penalties, and in some cases criminal charges and debarment from public work.
N.Y. Construction Industry Fair Play Act (Labor Law Art. 25-B); Commercial Goods Transportation Industry Fair Play Act (Labor Law Art. 25-C)
Last updated 2026-10-05
Our New York Independent Contractor Agreement template as a Word document — a general starting point you fill in yourself. Sign in free to download it.
Want it written for your situation instead? Describe it in the box above and get a custom contract for $4.99.
Already have one? Get it reviewed for risks
We use strictly necessary cookies to run the app. With your consent, we also use analytics and marketing cookies to improve and promote our services. See our Privacy Policy.